The right to be forgotten: important changes for mortgage insurance

The right to be forgotten: important changes for mortgage insurance
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Date - 22.02.2017 7:54
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Thanks to a 2016 law, French cancer survivors no longer have to disclose their cancer to insurers after a fixed number of years. This law will probably lessen the socioeconomic burden of cancer.

Authorization for insurance on a loan or mortgage has always been problematic for those who recovered from this terrible disease as cancer. However, the new law from January 26, 2016, associated with the modernization of the French health care system, has a "right to be forgotten" those who are cured of cancer. This new law sets the maximum time limit for which medical records must be disclosed to obtain insurance when applying for a mortgage.
The new law will serve the interests of all former patients. Now those who are ill with cancer should no longer inform the insurance company or credit institution, if after treatment has been more than 10 years and 5 years for those who are over 18 and who has got the cancer. This period of time will be reduced for those who had certain types of cancer, one year is given to those who had cervical cancer, some types of breast cancer and melanomas, and from 3 to 10 years for those who had cancer of the thyroid cancer and testicle cancer.
French Bankers Federation (Fédération bancaire française) and French Insurance Federation (Fédération française de l'assurance) set up a hotline for those who need more information on this issue. You can call for free from landline phones number - 0801 010 801.

Inesa Krikunova

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